I hold the CII Diploma in Regulated Financial Planning (Level 4), but operate strictly as a Financial Coach. My Personal Finance Limited provides financial education, cashflow modeling, and non-regulated guidance. We do not provide regulated financial advice or personal recommendations as defined by the Financial Conduct Authority (FCA). All decisions regarding investments, pensions, or tax remain the sole responsibility of the client.

My Personal Finance Limited is a company registered in England and Wales with company number 16637814