Know Your Money.
Shape Your Future.
Qualified UK Financial Planner. Clear guidance. No product selling.
Most people in the UK don’t know where their pension is invested, and are unsure of their options. Whether you’re a beginner and want to understand your financial situation, or someone who has a good understanding and would like a sense-check, we will give you bespoke guidance on the following:
Clear, Personalised, Financial Planning
Get a tailored projection of your financial future. Can you retire now? Can you spend more? Do you need to save more? I will help you understand exactly where you stand.
Spot Strengths & Vulnerabilities
See what’s working well and what could be improved, with clear guidance you can act on.
Expert Guidance Without The Sales Pitch
I’m fully qualified, but I don’t recommend specific products; so you get unbiased help at a fraction of the cost of an Independent Financial Adviser (IFA).
Schroders’ Adviser Annual Survey (2025) shows that financial advice is becoming harder to access. In 2019, over half of advisers were willing to work with clients who had less than £50,000, but by 2025 this had fallen to just 25%. At the same time, advisers are increasingly focusing on wealthier clients. The proportion of advisers requiring at least £200,000 has almost tripled, rising from 11% in 2019 to 30% in 2025.
Furthermore, the average cost of regulated financial advice totals thousands of pounds per year, reported by VouchedFor, the UK's leading review site for Financial Advisers, over a life time this will cost you tens of thousands of pounds. While the evidence suggests that financial advice can lead to better financial outcomes compared with those without advice, it is becoming increasingly inaccessible. The growing reliance on “robo-advice” or AI-driven solutions is also concerning, as these services are often not fully bespoke or tailored to individual needs.
At My Personal Finance UK, we are passionate about eliminating this “advice gap” by providing bespoke financial planning at a fraction of the cost, with no minimum 'wealth'. We believe that many may not need a final 'regulated advice' piece, and simply require access to tailored guidance and increased confidence to give a significant boost to finances.
Why Planning Without 'Advice'?
Contact
07845248267
contact@mypersonalfinance.uk
As a qualified financial planner, I can provide detailed financial information and guidance that considers your goals and objectives. This guidance does not amount to a personal recommendation or
financial advice, and no recommendation on specific actions or products will be given.
My Personal Finance Limited is a company registered in England and Wales with company number 16637814